Africa Risk Management & Compliance Partners

We work closely with our African financial services clients to provide high quality advice on the early identification, comprehensive mitigation and transparent reporting of their enterprise risks.


Risk & Compliance Advisory

The financial crisis of 2008 has resulted in unprecedented levels of regulatory scrutiny across the global financial services sector, with the imposition of large fines against several globally important banks.

The African banking sector was no exception. Regulators are increasingly concerned about the integrity and effectiveness of the regulatory compliance and risk management frameworks of financial institutions.

At ARMC, we work closely with our African financial services clients to provide high quality advice on the early identification, comprehensive mitigation and transparent reporting of their enterprise risks, enabling our clients to make intelligent risk decisions, comply with regulatory requirements, improve profitability, and avoid de-risking by global clearing banks. We advise our clients on the design and implementation of best in class in:

  • Framework capability gap-assessments.
  • Development of policies, standards and operating procedures.
  • Design and implementation of monitoring and testing programmes.
  • Bespoke support to non-executive board chairs, executive management committee members and heads of business.
  • Advice on correspondent banking risk management and improve their relationships with the global clearing banks.
  • Enterprise risk management, regulatory compliance, financial crime, corporate governance, risk management (credit and operational) frameworks, strategies and target operating models drawing on our long experience working for world-class financial institutions such as JPMorgan, HSBC, Barclays, Credit Suisse and Deutsche Bank.

Staff Training

Your strongest asset... Your people.

Since the global financial crisis of 2008, there is undeniable evidence that investing in high quality, appropriately designed risk management and compliance training results in reduced operational losses and regulatory sanctions, while helping to embed a strong risk management culture.

Such training is invaluable for African financial institutions wishing or intending to remain part of the international banking network.

At ARMC we offer our clients bespoke training, designed to meet their specific organisational needs.Our courses are unique by focusing on the practical application in the African business environment.

Our training leaders have over 60 years combined experience in front-office business, risk and compliance from major institutions across Africa, Europe and the US.

We can deliver training on site (client offices), virtually (via video-conference) and online (via our own E-Learning platform).

Our Curriculum

We offer 3 levels of training across:

Financial Products
Corporate Governance
Enterprise Risk Management
Financial Crime Compliance
Operational Risk Management
Credit Risk Management
Fraud Risk Management
Cyber Security Risk Management
Correspondent Banking Risk Management

We Offer 3 Levels of Training

Certificate Level

Our aim is to provide attendees with a strong appreciation of the following topics:

  • Regulators and International Regulations
  • Risk Management and Risk Types
  • Regulatory Compliance
  • Financial Products and Markets
  • Financial Crime Compliance; (AML; Sanctions; KYC; ABC)
  • Enterprise Risk Management-3 Lines of Defence
Target Audience:

Industry new-entrants to Junior Managers / Supervisors.

Diploma Level

Our aim is to provide attendees with an in-depth, working knowledge of the following subjects:

  • Advanced Compliance
  • Credit Risk Management
  • Cyber Security Risk
  • Financial Crime Compliance
  • Information Risk / Data Security
  • Operational Risk Management
  • Anti-Bribery & Corruption (ABC)
  • Corporate Governance
Target Audience:

Middle managers with responsibility for Risk Management, Business Internal Controls, Compliance; and Internal Audit.

Master-Class Level

Bespoke executive-style governance, risk and compliance training to meet the needs of senior management with responsibility for risk management and regulatory compliance. We specialise in corporate governance, the regulatory environment (local and international), culture and ethics transformation and responsibilities of the board.

Target Audience:

Senior Business Managers; Executive Management and Members of the Board.

Audit & Due Diligence

Independent opinions you can trust.

Our consultant partners bring over 25 years of financial services and regulatory experience gained with international regulators such as FCA and Tier 1 global banks (including JPMorgan, Barclays Bank, Credit Suisse, HSBC and Deutsche Bank). This deep knowledge of the business processes, risks, controls and regulatory challenges our clients face means that our opinions can be relied upon. We can offer insight into:

  • Independent third-party reviews of our client’s risk management and compliance strategy, framework design and operating effectiveness against internationally recognised industry best practice and the proven operating models utilised at Tier 1 global banks.
  • Standard and enhanced financial crime compliance and due diligence review visits across African banks on the behalf of international clearing bank clients.
  • The design, implementation and operation of independent risk and compliance monitoring and testing programmes, including in-house capacity-building.
  • Tailored resource adequacy, skills, competency and training audits.

Culture & Ethics

The risk culture of any organisation is set largely by the 'Tone from the Top'.

The importance of strong corporate governance culture and practices, led by the Board Audit, Risk & Compliance Committee and Executive Management Committee, and their impact on attitudes to risk management across an organisation is well proven.

The management of conduct, reputational risk and risk culture should be firm features in the risk appetite statement, strategic plans and procedures of financial institutions that want to establish and maintain a strong risk culture.

Our culture and ethics consultants are highly experienced with many years of direct advisory engagement with regulators, boards of directors and executive committees.

Our services:
  • Performance of corporate governance, culture and ethics audits,
  • Design of culture and ethics management frameworks and Codes of Conduct,
  • Design of Conduct Risk Management strategy,
  • Evaluation of Consumer outcomes,
  • Preparation of Board Evaluations - Corporate Governance, Culture and Ethics,
  • Design of Board-level Culture and Ethics reporting.

Data Analytics

Transforming data into information to enable good decision-making.

There’s no way you can avoid it: the rising power of data analytics (‘Big Data’) is present and here to stay. With an estimated 2.5 billion gigabytes of new data generated globally each day and the proliferation of digital and mobile banking across Africa, a comprehensive data analytics capability is a strategic imperative for every African financial services institution that wishes to remain competitive by improving decision-making, business performance and profitability.

We offer analytics reports that deliver our clients:

Better insights and understanding of customer behaviour enabling improved product offerings, customer experience and profitability.

Improved analysis and understanding of core risk data leading to reduced risk exposure and more accurate management.

Design and implementation of data analytics strategy.

Provision of on-going decision support and Business Intelligence (BI) capabilities.

Software & Technology

Transforming data into information to enable good decision-making.

The rapid proliferation of new technology into almost every aspect of our lives, across geographies, industries and sectors, appears unstoppable. Perhaps its most profound impact has been on the African banking sector, where the power of mobile technology is a game-changer. Risk management and compliance functions that fail to adapt will become less relevant. As an authorised reseller of market leading software solutions across enterprise risk management, operational risk, regulatory compliance and data analytics, we can advise and recommend software solutions to meet your requirements.

Our Team

Meet the talented people behind Africa Risk Management & Compliance Partners.

Saldys Jusu-Sheriff

Managing Partner, Governance, Operational Risk Management and Internal Controls Lead

Saldys is an operational risk, internal controls, governance and regulatory compliance professional with over 19 years Tier 1 Financial Services experience across corporate and investment banking, asset management and asset servicing. He specialises in the design, implementation management and transformation of governance, risk and control, compliance frameworks and culture across the business (front-to-back) in the UK and Sub-Saharan Africa. He is a chartered management accountant and was founder and chair of the Barclays Africa Forum.

David Jackman

Regulators, Corporate Governance, Compliance, Ethics and Culture Lead

David is recognised as one of the UK’s leading proponents on regulatory compliance, ethics, governance and culture in financial services. A visiting Fellow of Cambridge Judge Business School, he has worked in regulation, ethics and education for over 20 years. He was head of education, training and competence, industry training and business ethics at the FSA. David led and chaired the ground breaking Financial Services ISO (22222) standards for financial planning and is the author of ‘The Compliance Revolution’, published in 2015.

Andy Donnell

Credit Risk Management Lead

Andy is a seasoned credit risk professional (with over 30 years’ experience) working at Barclays and Standard Bank of South Africa in a number of senior risk roles. He has significant experience working with African banking entities over the past 10 years and driving transformational change activity. His broad experience includes full E2E credit V covering retail, corporate and private banking asset classes. He has operated at Chief Credit Officer and Chief Risk Officer level on African portfolios and Chief Operating Officer responsible for change and transformation across Africa entities. He is an associate of the Chartered Institute of Bankers and MBA.

Ask us a Question

Complete the form below to send us a message. We aim to respond to all enquiries within 24 hours.

I consent to having this website store my submitted information so they can respond to my inquiry. See our privacy policy to learn more how we use data.

Give us a Call

+44(0) 203 733 2195

Send an Email